Risk Analytics

Streamlining Risk Management with the Cutting-Edge Risk Analytics Toolset

Introduction

Many will agree with us that the challenges and complexity of insurance asset-liability management are far, far higher than that of traditional money management (fixed income, equities, etc.). There are many reasons. The regulatory burden is higher, and the variables are far too numerous and interconnected in the insurance world. This higher challenge demands a higher level of technology and tooling. That, and that our technology enrichs the life of common people at the end of the day, has always been our core motivation behind Annuity Risk.

At Annuity Risk, we built TARA™ toolset to match and excel in this challenge. TARA™ is a collection of interactive applications (apps) designed to empower risk managers and actuaries with powerful insights derived in real time from their asset-liability portfolios. This toolset not only simplifies many day-to-day risk management tasks but also standardizes and simplifies many advanced analyses, including scenario analysis, cash flow analysis and product and rates management, and economic scenario generation. We have put special emphasis on economic capital, in addition to traditional measures of valuation, reserving, and solvency. Our highly intuitive web applications are delivered ready to use and seldom require any training. That means you don’t have to hire additional staff (and their backups!) to run the toolset. In fact, your ordinary analysts will achieve extraordinary-level capabilities and insights into your business using our toolset. 

We understand that each insurance company operates with its unique risk management style and mandate. As a result, we customize TARA™ to the specific product portfolio and risk management style of each insurer at the time of deployment. Whether you are a small, niche life insurer with a focused product line, or a large insurer with dozens of live and legacy life and annuity products, our toolset can deliver the insights and analyses you need, each time and at scale. 

TARA™: Toolset for Actuarial Risk Analysis